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Welcome to the 
Home Builders Association of Tennessee Benefits Trust

Affordable Health Care Plans for all members


Everyone wants quality health care at affordable prices for themselves, their families, and their employees.

As a member of the Home Builders Association of Tennessee, you can take advantage of an exclusive member offering.  The Home Builders Association of Tennessee Benefits Trust (HBATBT), a one-stop health care solution that allows individuals and groups the ability to control and manage their healthcare benefits.  

The trust is a private, not-for-profit entity that uses the combined buying power of the HBAT members to offer health care solutions at competitive rates and save on health care costs.

Advantages of the HBAT Benefits Trust

  • A National PPO network, PHCS/Multiplan network (

  • A National Pharmacy network, CVS Caremark (

  • Ten (10) Medical Plan offerings to meet your budget and deductible needs

  • Lower rates for qualified groups and long-term stability

  • Available to groups of ALL sizes, including groups of one

  • Flexible group employee participation levels 

  • Built and owned by the members of the Home Builders Association of Tennessee

Let us analyze your current benefits and

provide a cost-effective quote today!